checking accounts
Personal Checking
A completely free checking account – no monthly fees, no minimum balance.
Minimum Balance: None
Minimum Initial Deposit: $100
What it offers:
- No Monthly Fees
- Unlimited check writing
- Free ATM or debit card
- Free online banking
- Free online bill payment with direct deposit
- Free bank by phone
NOW Account
A Checking account that pays a competitive rate of interest.
Minimum Balance: $500
What it offers:
- Earns a competitive interest rate
- Interest is compounded and credited monthly
- Unlimited check writing
- Free ATM or debit card
- Free online banking
- Free bank by phone
What it costs:
- $5 per month fee if account falls below minimum balance
Senior NOW Account
Our Senior NOW Account is a totally free transaction account for those customers 55 and older.
Minimum Balance: None
What it Offers:
- Earns a competitive interest rate
- Interest is compounded and credited monthly
- Unlimited check writing
- Free ATM or debit card
- Free online banking
- Free bank by phone
| Our no annual fee ATM and no annual fee VISA® Debit Card is available with all of our Checking Accounts. There is never a transaction fee when you use your PNA Bank ATM card at our conveniently located ATM machine or at any ATM machine owned by AGREE network member bank. You may be charged a fee for ATMs owned by other financial institutions. |